1.Which of the following are ways in which states regulate employee benefits? (Select all that apply). a.Consumer protection rules b.Mandating benefits c.Specifying insurance policy form requirements d.Anti-rebating e.States do not regulate employee benefits f.Requiring employers to exclude certain employees2. Which of the following are features of the Affordable Care Act? (Select all that apply), a.It requires small group plans to provide at least 10 essential health benefits b.It requires employers to offer stand alone vision and dental coverage or pay a penalty. c.It requires health plans to cover dependent children to age 26 d.It does not allow group health plans to impose lifetime or annual dollar limits on essential health benefits e.It allows plans to impose pre-existing condition limitationsa_nympl_oyer contributions. Travel is Fun is having trouble getting its non-higmy compensated emmyees (i.e. lower m) to contribute. As a result, it is failing its nondiscrimination testing. Which of the following are strategies Travel is a.Limit deferrals for highly compensated employees b.Add a matching contribution c.Add automatic enrollment (if they don't already have it) d.Adopt a safe harbor plan design e.Terminate the plan and start over 4. Which of the following are advantages of employers offering benefits (rather than allowing employees to purchase benefits on their own)? (Select all that apply). a.Employers can provide an abundance of choices to employees b.Economies of scale/expense savings c.The employer can advocate for employees with the insurance carrier or other plan provider d.The employer is a more sophisticated buyer e.Complexity of plan administration5. Which of the following are types of executive benefits? (Select all that apply). a.A self-funded health plan b. Non-qualified deferred compensation plans c.A tax-qualified defined benefit pension plan d.Restricted stock/property6. Which of the following arrangements typically involve the employer taking on some or all of the risk under a health and welfare benefit plan? (Select all that apply). a.Retrospective rating b.Level funding c.Minimum Premium Plans d.Funding through a VEBA Trust e.Total self-funding f.Cost-plus g.Partial self-funding