1-Which of the following statement about credit scoring for retails customers is correctly?

a. All information relating to an applicants income and assets is considered by credit scoring.

b. Banks do their own credit scoring and do no look at scores compiled by external credit rating agencies.

c. Credit scoring can also highlight which high quality applicants could be offered additional product by the bank.

d. Credit scoring systems can effectively asses applicant who have non-standard profiles.

2- Which of the following statement about a typical corporate balance sheet is correct?

1. Cash is presented as a net figure after deducting short-term debt.
2. Investment property is included within operating property, plant, and equipment.
3. Pension assets are most inviably classified as non-current.
4. Trade receivable are presented as a net figure after deducting trade payables.

3-Which of the following is most likely to generate flow trading income for a bank?

1. Acting as an intermediary for two different clients.
2. facilitating a capital market funding deal for a major corporate client.
3. Making two-wat prices to provide a service to customers.
4. Taking market positions with its own capital.

4- A corporate and a bank have contractually committed to exchange bilateral, an agreed amount of one currency for another. The exchange will take place in 30 days time, at a rate of exchange agreed today. No fee is payable. The two parties have agreed which of the following?

1. Currency future.
2. Currency option.
3. Foreign currency commodity.
4. Foreign exchange forwar