$26.$ Bao wants to compare monthly payments for interest rates that vary from $3\mathrm{.}85$ to $5\mathrm{.}05$ percent and for terms of $120,180,$ and $240$ months. He has already set up the structure for a data table in the range A$12$:D$25.$

Create a two$-$variable data table as follows to provide the comparison that Bao requests:

a$.$ In cell A$12,$ enter a formula without using a function that references the Monthly$\_$Payment amount $($cell D$6)$ because Bao wants to compare the monthly payments.

b$.$ Based on the range A$12$:D$25,$ create a two$-$variable data table that uses the term in months $($cell D$5)$ as the row input cell and the rate $($cell D$4)$ as the column input cell.