2 A AaBbCcDc AaBbCcDc AaBbc AaBbcc Aa T Normal 1 No Spac... Heading 1 Heading 2 Title Paragraph KT Styles 9. Under which of the following circumstances might an insurer decline a death claim under a life insurance policy? 1 The life insured committed suicide within 3 years of the policy's date of issue. 2 The policy had never been delivered to the policyowner, even though all premiums had been paid from issue to the date of death. 3 The life insured died of heart failure within 2 years of the policy issue date and the insurer discovered that the applicant had failed to disclose treatment for a heart condition prior to the issue date. 4 The current premium due was not paid and the life insured died 20 days after the premium due date. (A) 1, 2 and 3 only. (B) 1 only. (C)3 only. (D) 2 and 3 only