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2- A loan of $15,000 requires monthly payments of $477 over a 36-month period of time. These payments include both principal and interest. (30 points)

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2- A loan of $15,000 requires monthly payments of $477 over a 36-month period of time. These payments include both principal and interest. (30 points) (a) What is the nominal interest rate (APR) of this loan? (b) What is the effective interest rate per year? (c) Determine the amount of unpaid loan money after 20 months

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