2. a. To retain employees, Bliss Yoga Studios is considering making monthly deposits of $500 into a retirement account beginning immediately for the next two years of operation. If the plan earns 6.4%, compounded semi-annually, solve for the current value of the plan today (be sure to set up a time line and show all your calculations in the space provided). b. At the end of 18 months, employees will be given the option to cash out and take a lump sum payment of $2.500 or continue to receive the remaining monthly payments of $500. Should the employees take the lump sum payment - (answer YESNO and be sure show all your calculations and to set up a time-line and in the space provided)