2. Bank operation regulation Regulation of Deposit Insurance Which of the following scenarios best represents a premium that most banks pay for federal deposit insurance? Core Financial Bank has $200 million in deposits and pays a premium of $2,250,000. Credit Ally Bank has $200 million in deposits and pays a premium of $3,600,000. Dominion Bank has $500 million in deposits and pays a premium of $30,000. O Lifespark Financial Bank has $300 million in deposits and pays a premium of $450,000. Regulation of Deposits Which of the following allowed banks to begin offering accounts to customers who had no maturity or interest rate ceiling, and allowed the banks opportunities to acquire failing institutions across geographic boundaries? The Community Reinvestment Act (CRA) The Sarbanes-Oxley (SOX) Act The Riegle-Neal Interstate Banking and Branching Efficiency Act The Garn-St. Germain Act Regulation of Bank Loans Which of the following are regulated to limit bank default risk exposure? Check all that apply. Loans to a single borrower Foreign loans Loans to members within their community U Highly leveraged transactions