2. Demi is a Canadian citizen. She has an RRSP account in which she has currently inve $5,000,000 in mutual funds. The real return on her mutual funds is expected to be the ten years Until her retirement. If she doesn't save any more between now and retirement, how much will her retirement shortfall be if she needs $15,000,000 at retirement? . $9,835,757 b. $3,000,000 C. $5,164,243 d. She will not have a shortfall.