2. For the following situations, describe the possible actions of the insurer with respect to the policy's two-year incontestability provision a. The owner'insured reported on the application that they had never been diagnosed with any heart disease. The insured dies at the end of one year of a heart attack b. The owner insured reported on the application that they have never smoked cigarettes. The insured dies at the end of two months from lung cancer, but the beneficiary does not report the claim until the end of three years. The owner/insured reported on the application that they do not drink alcohol or have had any liver problems. The insured dies at the end of three years of cinhosis of the liver