2. If you want to invest in a $ 300 monthly savings plan for the future student of one of your children, starting in January 2017 and if you expect your child to start college in January 2030, how much will you have accumulated a month before that you start your studies? Suppose the effective annual return is 3.7% capitalizable. Also, since you invest in a long-term contractual plan, you do not pay taxes on the investment returns. Analyze your results and discuss the advantages or disadvantages of this plan.