2. Multiple Choice Question: Able, an employee of ABC Company, was in charge of collecting the timecards of all the employees in his division (including his own) and delivering them to the division supervisor. After the supervisor reviewed and approved the timecards, Able delivered them to the payroll accounting department, where paychecks are issued. Able would fill out his timecard in erasable ink, wait until his supervisor had signed off on it, then change the number of hours on the timecard before he took it to payroll accounting. According to Occupational Fraud and Abuse, this is an example of Check tampering A forged maker scheme A falsified hours and salary scheme A ghost employee scheme Multiple Choice Question: ABC Company is a retailer located in the Northeastern U.S. It has recently begun an aggressive expansion plan, which involves the construction of several new facilities. ABC has put several construction projects up for bid in the last two years. The same company, XYZ Construction, has won over 80% of these contracts, despite the fact that several qualified contractors have bid for each job. Furthermore, XYZ Construction is usually the last company to bid on the project, and in most cases their bid falls within one percent of the next lowest bid. Based on these facts, which of the following fraud schemes is most likely? A billing scheme An inventory theft scheme A commercial bribery scheme A shell company scheme