2. Present value problems: A life insurance agent told you that if you purchased a policy today for $5,000, you would receive 5 annual $5,000 payments with the first payment made in 20 years from today. If your opportunity cost is 6%, is this a good investment for you? (Hint: present value of future payments you will receive must be higher than your investment today, for this investment to make sense financially) [ 10 pts]