2) Rachel just retired at age 71. She has worked hard as a teacher and is entitled to a nice teaching pension. During her working years, she was also able to contribute a total of $315,000 to her Registered Retirement Savings Plan (RRSP). As of today, the market value of her RRSP is $823,214. She has not withdrawn any amounts from this account since she opened it 46 years ago. Which amount will she pay tax on when she withdraws? a) Only on the initial investment of $315,000 b) Only on the growth (i.e. difference between the market value and her initial investment) c) On the amount she withdraws d) There is no tax to be paid in retirement e) If she converts her Registered Retirement Savings Plan (RRSP) to a Registered Retirement Income Fund (RRIF), she will never pay taxes on the yearly minimum withdrawn amount