2. Sources of commercial bank funds Banks are an integral financial institution because they act as financial intermediaries who lend and borrow money for financial market participants who could not otherwise gain access to or save a substantial amount of funds. A bank's liabilities and equity are the sources of funds they bring in, while their assets are their uses of the funds. Using the following table, select which type of deposit account would be best suited for the financial market participant in each scenario. Scenario Musashi wants to put $10,000 in a low-rate interest-earning account that does not have a maturity and that has limited check-writing ability. Jacques wants to put a small amount of money in an interest-earning account for five years and doesn't plan on withdrawing the funds until the end of the fifth year, but doesn't mind withdrawing them if the financial institution no longer wants them midway through the five-year period. Darnell wants to put $1,200 in an account to start a college fund but doesn't want the ability to write checks and make payments using a debit card. Deposit Account