2. Suppose that an individual is 20 years old and is contemplating on attending UCD for a 4 year degree. The cost of attending UCD (implicit and explicit) is $20,000 per year for 4 years starting right now. The additional benet of the college education (implicit and explicit) is $5,000 per year, which he will receive from age 25 until age 65. a) If the interest rate is 5 percent, use the NPV analysis to determine if he should or should not go to college. Show your calculations. b) If the interest rate is 8 percent, use the NPV analysis to determine if he should or should not go to college. Show your calculations