$2.$ Suppose you invest $$1000$ every month for $20$ years. The total paid in is $${1000}^{**}{12}^{**}20=$$$240,000.$ Is the balance in the account after $20$ years $($Future Value$)$ MORE or LESS than $$240,000?$ And explain why in a sentence or two $($you can assume at $6\%$ interest rate if you like$).$