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2. Upon investigation, you discover that Mr. Smith's credit score is low because his wife recently died after a long illness and he has fallen

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2. Upon investigation, you discover that Mr. Smith's credit score is low because his wife recently died after a long illness and he has fallen behind in paying her medical bills. Mr. Jones's driving record is clean because he hired a lawyer to have his many speeding tickets reduced to non-moving violations. Who should pay more for auto insurance

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