2. What are the factors that determine interest rates? 3. What is the Federal Reserve's role in setting interest rates in the United States? 4. How do changes in interest rates impact borrowers and investors? 5. What is the yield curve, and what does it indicate about interest rates? 6. How do inflation and interest rates relate to each other? 7. What is the relationship between interest rates and the bond market? 8. What are the advantages and disadvantages of low interest rates? 9. How do rising interest rates impact the stock market? 10. What effect do interest rate fluctuations have on mortgages and real estate? 11. Explain the concept of nominal vs. real interest rates. 12. How does the international market impact interest rates? 13. What is the impact of interest rate changes on the global economy? 14. What is the significance of zero or negative interest rates, and what are the implications?