2. Which one of the following statements regarding disability insurance not correct?

a. The longer the elimination period, the less expensive the disability policy

b. An own-occupation policy will provide disability benefits if the insured is unable to preform duties of any occupation, including his or her own occupation.

C. An any-occupation policy is more expensive than an own-occupation policy.

D. Disability benefits are always taxable to the extent the premiums are paid for by the employee.