2. You arrange a 5-year mortgage with a 5.50% interest rate compounded semi-annually. The mortgage has an amortization period of 25 years. What is the size of your monthly mortgage payment (assuming you begin payments at the end of this month if you bought the house for $265,000 and intend to mortgage the entire amount)? . How does your calculation change if you put a down payment of $70,000 and what would the new payment amount be? If you know, today, that you will be able to make a lump-sum payment of $20,000 at the end of the first 5 years and you want to adjust your payments accordingly, how would you integrate that into your calculations? How much principal have you repaid when the time comes to renew your mortgage assuming you signed a 5-year mortgage agreement and make an unanticipated lump sum of $20,000 before you renew