2. You have decided to start saving for retirement. Your bank is willing to set you up with an IRA with a 3.7% APR. You need to have at least $400,000 in the account in 45 years to be able to retire. a. How much of your remaining monthly budget do you want to put into the account each month? (10 points) b. Why did you decide on this number? Support your answer with at least 3 sentences (30 points)