2) You mom is more conservative and she want you to invest in a bank CD paying 4% per year for three years. What maximum annual total expense ratio would the MMSG fund charge to make you better off (cash out more money) than in the CD after three years? (8 points) 2) You mom is more conservative and she want you to invest in a bank CD paying 4% per year for three years. What maximum annual total expense ratio would the MMSG fund charge to make you better off (cash out more money) than in the CD after three years? (8 points)