20. An Fl finances a $250,000 2-year fixed-rate loan with a $200,000 1-year fixed-rate CD. Use the repricing model to determine: a. The Fi's repricing (or funding) gap using a 1-year maturity bucket (2 points), and b. The impact of a 100 basis point (0.01) decrease in interest rates on the Fi's annual net interest income? (3 points)