2020 $11,281 $1,201 $10,080 1,937 TGTBT Bank Income Statement (in millions of dollars) 2021 Interest Income Total interest income $13,584 Interest Expense Total interest expense $2,465 Net interest income $11,119 Provision for loan losses 2,386 Noninterest Income Fiduciary activities $351 Service charges on deposit accounts 917 Trading account gains & fees 1,578 Additional noninterest income 2,850 Total noninterest income $5,696 Noninterest Expense Salaries and employee benefits $5,675 Premises and equipment expense 1,135 Additional noninterest expense 4,250 Total noninterest expense $11,060 Income before taxes and extraordinary items $3,369 Applicable income taxes 640 Income before extraordinary items $2,729 Extraordinary items 0 Net income $2,729 $351 964 47 3,959 $5,321 $5,282 1,008 3,736 $10,026 $3,438 653 $2,784 0 $2,784 2. Based on the income statement, a. What is the dollar amount of total operating income each year (2020 and 2021)? How has the bank's total operating income changed from 2020 to 2021? What does this indicate for the bank? (7 points) b. How has the dollar amount of net interest income (Nll) change from 2020 to 2021? What does this indicate for the bank? (4 points)