21 (4 points) Camina, Amos, and Julie form a partnership where each partner will have an equal share to start. Camina contributes $20,000 in cash, Amos contributes $20,000 in equipment, and Julie contributes $10,000 in cash and brings to the table expertise that the partners agree is worth $10,000, and choose to account for the value of this expertise using the goodwill method. Immediately after formation, Julie's capital account would reflect a balance of: a) $45,000 credit b) $60,000 credit Oc) $20,000 credit d) $20,000 debit