21. a 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. (5 marks) What is a bank as defined by the Banking laws of Ghana? (2 marks) List Two (2) duties of a customer to his/her bank. Examine Four (4) rights of a bank enforceable against its customer. (8 marks) (3 marks) Identify the Parties to a basic Agency Relationship. (4 marks) Distinguish between an Agent and a Bailee. (4 marks) What is Agency by Necessity? (4 marks) List Four (4) rights of a Principal. What are the Implied Terms of a Banker and Customer Relationship? (6 marks) (5 marks) What is Banking Business under the laws of Ghana? (5 marks) State Five (5) features of a negotiable instrument. What is a crossed cheque? (5 marks) List Four (4) ways through which the Bank of Ghana regulates the activities of banks (4 marks) Distinguish between an Agent and a Trustee? (5 marks) Examine Ten (10) permissible activities of a Bank under the Banking Act, 2004 (Act 763), as amended. (20 marks) a 33. 34