21) An Italian company's bank has branches in each of the European countries in which the company does business, but the bank does not provide full domestic banking in These other countries. Therefore, the company must use local banks in these countries for domestic transactions and transfer of surplus funds to the primary bank. If the primary bank notionally collects balances together from the various sources, which of the following BEST describes what this companyr is using? a. Pooling b. Sweeping c. Netting (1. Bank overlay,r structure