21. Companies that provide money to local educational, cultural, and training initiatives are demonstrating social responsibility to their A. clients. Communities of C.

Employees (B). A. stockholders; B. stockholders; C. stockholders; D

Which of the following best illustrates the interdependence of major business activities: 22.

A. A new product is released, necessitating a change in business ads.

B. As a company's aims change, so do its plans and tactics.

C. When one aspect of a firm changes, the others must shift as well.

D. When a business manager is promoted to vice president, his or her department must modify.

23. When a country's production A. and population grow at the same rate, it achieves a greater quality of living. C. grows at a faster rate than the population.

B. remains the same as the population grows. D. diminishes while the population remains constant.

24. Which of the following personal characteristics is likely to be influenced by your physical health:

Gender B. Cultural background D. Ethnic heritage A. Self-confidence C. Gender

25. The issue of A. respect is one reason why ethics is often a consideration while delivering information. C. security.

B. personal space. D. individuality.

26. Why do so many companies create programs and activities to help employees cope with stress?

A. Demonstrate empathy C. Resolve conflict B. Promote creativity D. Maintain productivity

27. credit is a credit plan that needs a signed contract, a down payment, and the balance to be paid over a set length of time.

A. rotating B. installation C. open D. normal

28. The average interest rate on a savings account is around A. 11 percent. One percent. C.

10 percent B. 15 percent D.

29. What is the best age to start investing if you are 17 right now?

B. 32 D. 25 A. 27 C. 17 B. 32 D. 25

30. What are the most popular ways for financial companies to raise capital?

A. Investing savers' deposits B. Investing premium payments' funds C. Issuing notes, bonds, and other liabilities D. Creating mutual funds and investment banks

A. debt instruments include mortgages and government bonds, for example. C. investments that have not been rated.

B. investment products. D. services that do not charge interest.

32. Debt markets buy and sell ___________, while equity markets do the same.

A. shares in a corporation, certificates of deposit gold, C. grain

D. gold, government bonds B. government bonds, corporate stock B. government bonds, corporate stock D. gold, government bonds

33. One of the key factors driving financial firm consolidation is the desire A. for fewer products. C. to save money.

B. in order to have less assets. D. to reduce the dangers.

34. The Money for You Bank and the Keeping You Safe Insurance Company recently amalgamated. In the financial industry, the merger is an example of .

B. convergence A. consolidation C. tactical planning D. authorization

35. Falling interest rates usually lead to an increase in A. stock values. C. the stock market collapsing.

B. Stock prices will fall. D. there has been no change in stock prices.