21. Exactly 11 years ago, you opened a new account at Second Community bank, depositing $10,000 into the account. Today, you check your balance and find that the account has grown to $23,000! What was your annual rate of return over the last 11 years? a. 4.96% b. 7.87% c. 10.44% d. 12.14% 22. You and your spouse decide that you want your child to be a millionaire. On the day your child is born, you deposit $27,000 into a long-term investment account that earns 13.18% per year. The money in the account will be distributed to your child whenever the total reaches $1,000,000. How old will your child be when the money is distributed (rounded to the nearest year)? a.24 b.29 c.33 d.42