21. Simon, a licensed producer with XYZ Insurance Company, learns that his new customer who recently purchased a $1 million universal life insurance policy has connections with a nonprofit organization recently cited in the media as a front for terrorist financing. In this case, what should Simon do? a. contact FinCEN and offer to make a deal to avoid prosecution for his involvement in the terrorist financing operation b. contact the customer to get more information about the purpose for which the policy was purchased c. contact the agency manager or field compliance principal and let him or her decide if the matter should be escalated through the company's AML process d. call the FBI to report terrorist financing 22. Michael, an insurance producer, knows that his company has an AML policy in effect, but the $10,000 in money orders his customer is using to fund the purchase of a limited payment whole life insurance policy would put him in range of his annual production goal. He overlooks the source of funds and submits the application to his company. From an AML perspective, what has Michael done? a. complied with his company's AML policy b. committed the crime of willful blindness c. provided outstanding customer service d. committed the crime of perjury