21. Speculation. Diamond Bank expects that the Sin- gapore dollar will depreciate against the U.S. dollar from its spot rate of $.43 to $.42 in 60 days. The fol- lowing interbank lending and borrowing rates exist: Currency Lending Rate Borrowing Rate U.S. dollar 7.0% 7.2% Singapore dollar 22.0% 24.0% Diamond Bank considers borrowing 10 million Singapore dollars in the interbank market and in- vesting the funds in U.S. dollars for 60 days. Es- timate the profits (or losses) that could be earned from this strategy. Should Diamond Bank pursue this strategy