21. Umberto, a life insurance agent in Cntario, has a client base primarily of young couples with small children. He has beet appeoached by an acquainance, a real estate agent, who wants him to provide her with the names and phone numbers of his clients. She will pay him \$1.000 ler each real estate sale stie makes to one of his clients. How should Umberto react to this proposal? He should accept the propesal because his clients will potentially benefit by purchasing a house. He should accept the propesal because he can legally disclose his dienta' information for real estate purpose He should refuse the proposal because the information would be used to for a putpose other than tor which it was collected. He should refuse the proposal because his employer would be entitled to non-commission reverue