21 You 22m 023/05/21 2023/06/2 3/05 You are a brand new loan officer at Lakshmi Vilas Bank. Your boss gives you two File #1 - Ram Charan Singh needs to purchase a car to get to his new jobstomer files for you to analyze: mo His salary will be $5,000 monthly. He has been good about saving and has $15,000 in his savings account at your bank. The car he wants to purchase will cost him $15,000 with 3% interest and 4-year loan term, his the car he monthly payment would be $322. His credit report shows he pays on time and only has one credit card. eport be023/05/2 File #2 - Amruta Modgal has been unemployed for the past six months. She had a great job and loved to buy new clothes and go out with her friends, so she only has $7,000 in her savings account. She needs the new car to go for job interviews. The car Amruta wants to purchase will cost her $20,000 with 3% interest and 4-year loan term, her monthly payment would be $442. Her credit report shows a few late payments during the past six months and she has three credit cards. 70 mon a. What are the 5 C's of Credit Analysis? Name and Explain each C succinctly. 05/212 b. Whom should the bank lend the money based on the 5 C's of Credit Analysis? 20-82770s of [2.5] succinctly 1-2022mc report. [2.5] es and 23/05/2 2022mc21029-82770-2023/02 202023/05/21