2.18 17.50 17.20 Two depository institutions have composite CAMELS ratings of 1 or 2 and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Further, the institutions have the following financial ratios and CAMELS ratings: Use Table 13-11. Institution A Institution B Tier I leverage ratio (%) 8.65 7.78 Net income before taxes/risk-weighted assets (%) 2.00 Nonperforming loans and leases/gross assets (%) 0.38 0.53 Other real estate owned/gross assets (%) 0.55 0.42 Brokered deposits/total assets (%) 1.50 3.30 One year asset growth 6.05 6.90 Loans as a Percentage of Total Assets: Construction & Development .ee 0.00 Commercial & Industrial 12.36 Leases 1.30 Other Consumer 0.90 Loans to Foreign Government 0.15 9.15 0.45 Real Estate Loans Residual 0.45 0.00 0.00 Multifamily Residential 0.65 Nonfarm Nonresidential 1.10 0.00 0.00 1-4 Family Residential 40.47 38.85 Loans to Depository Banks 0.45 2.35 Agricultural Real Estate 3.80 1.50 Agricultural 6.20 1.20 15.05 CAMELS components: 2 1 A M s The DIF reserve ratio is currently 1.30 percent. Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 2 decimal places. (e.g., 32.161)) Institution A Institution B Initial assessment rate 2.18 17.50 17.20 Two depository institutions have composite CAMELS ratings of 1 or 2 and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Further, the institutions have the following financial ratios and CAMELS ratings: Use Table 13-11. Institution A Institution B Tier I leverage ratio (%) 8.65 7.78 Net income before taxes/risk-weighted assets (%) 2.00 Nonperforming loans and leases/gross assets (%) 0.38 0.53 Other real estate owned/gross assets (%) 0.55 0.42 Brokered deposits/total assets (%) 1.50 3.30 One year asset growth 6.05 6.90 Loans as a Percentage of Total Assets: Construction & Development .ee 0.00 Commercial & Industrial 12.36 Leases 1.30 Other Consumer 0.90 Loans to Foreign Government 0.15 9.15 0.45 Real Estate Loans Residual 0.45 0.00 0.00 Multifamily Residential 0.65 Nonfarm Nonresidential 1.10 0.00 0.00 1-4 Family Residential 40.47 38.85 Loans to Depository Banks 0.45 2.35 Agricultural Real Estate 3.80 1.50 Agricultural 6.20 1.20 15.05 CAMELS components: 2 1 A M s The DIF reserve ratio is currently 1.30 percent. Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 2 decimal places. (e.g., 32.161)) Institution A Institution B Initial assessment rate