22. Scott is buying $5,000 worth of a stock with $4,000 in cash plus a $1,000 margin loan. If you constructed a balance sheet reflecting this transaction, the total assets would be: A. $1,000. B. $4,000. C. $5,000. D. $6,000. E. $9,000 23. Joe is buying $10,000 worth of stock by putting up $6,000 in cash and borrowing the balance. This is an example of a transaction in a(n) A. cash B. wrap C. margin D. short E. asset allocation account. 24. By utilizing a margin account rather than a cash account you will potentially your sizeable positive returns and your sizeable negative returns. A. decrease; decrease B. decrease; increase C. increase; decrease D. increase; increase E. increase; not effect