22. What are some reasons banks might sell some of their loan portfolio or securitize the assets? a. Get rid of lower yielding assets b. Increase ilquidity c. Remove credit risk d. Remove interest rate risk e. All of the above 23. If a bank forecast short term interest rates will rise more than long term rates what strategies might the bank employ to manage this risk and potentially profit from this kind of move in the yield curve? a. Back end load strategy b. Front end load strategy c. Ten year bullet strategy d. A, B and C e. None of the above 24. Which of the following assets would have the highest risk welghting? a. US Treasury securities b. Mortgage backed securities (agency) c. Loans to private companies d. Municipal revenue bonds e. None of the above 25. What is the least expensive way for a bank to raise capital? a. Sell new common stock b. Issue subordinated debt c. Issue preferred stock d. Internally generated funds e. None of the above