22. What's the future value of $12,800 after 10 years if the appropriate interest rate is 5.5%, compounded annually? * a) $21,864 Ob) $31,835 O c) $41,111 O d) $1,888 e) None of the above 23. What's the present value of $10,000 received after 10 years if the appropriate interest rate is 10%, compounded annually? O a) $1,888 Ob) $3,855 O c) $3,802 O d) $852 e) None of the above