23. Which of the following best defines the purpose of the NAIC annuity suitability model regulation? a.... so that the insurance needs and financial objectives of consumers are appropriately addressed" ob."...so that class-action suits against authorized insurers and licensed producers are avoided" OC.so that licensed producers are better educated on the benefits and drawbacks of annuity products" od."... so that insurers maintain unencumbered assets equal to the insurer's reserve liabilities