24 of Riley has an unendorsed Personal Auto Policy with your company Her nephew 50 Jaxon lives with her but has a Personal Auto Policy of his own Will Riley s Personal Auto Policy provide any Liability Coverage if her daughter drives Jaxon s vehicle No An exclusion applies to Jaxon s vehicle except when being used by Riley only Yes The policy excludes Jaxon s vehicle but coverage is given back when being used by a family member Yes Coverage is provided for Riley her daughter and Jaxon No Coverage is excluded for Riley and her daughter for the use of a non owned auto For 2 points