24. What is the main distinguishing feature(s) for T&E cards?

a.) the full balance must be paid each month

b.) they do not offer revolving credit

c.) there is no annual fee

d.) both A and B above

e.) both A and C above

25. If a couple decided to file bankruptcy, Chapter 13 would be preferable because

a.) They would not have to face their creditors any longer and save embarrassment

b.) There would be relief from the harassment of bill collectors

c.) They would maintain title and possession of their assets

d.) Both B and C

e.) All of the above