24. You have just won a two-part lottery! The rst part will pay you $50,000 at the end of each of the next 20 years. The second part will pay you $1,000 at the end of each month over the same 20 year period. Assuming a discount rate of 9%, what is the present value of your winnings? a) $456,427 d) $474,935 b) $465,556 e) $111,145 c) $567,572