25) A bank has interest income to total assets ratio of 4.25 percent and has noninterest income of $45 million and total assets of $700 million. What is the bank's asset utilization ratio? A) 9.34 percent B) 9.98 percent C) 10.68 percent D) 11.06 percent E) 11.72 percent noninterest expense 26) The lower the interest expense ratio, the provision for loan loss ratio, the the ratio, and the tax ratio the A) lower, PM B) higher; PM C) lower, AU . ) higher; AU E) lower, EM 27) If a bank has more purchased funds than the average bank, you would not be surprised to see a higher than average ratio. A) provision for loan loss B) tax C) noninterest expense D) interest expense E) None of these choices are correct. 28 ) Investment securities plus s equal to a bank's earning assets. A) net loans and leases B) gross loans and leases C) property, plant, and equipment D) securities held for trading E) purchased accounts