25 According to the Social Security Administration, disability means: O your disability can be healed with long-term care services. your disability must be expected to last one year or longer. O you are unable to do the work you did vefore your illness or accident. O you are unable to do the work you did before your illness or accident and it is expected to last one year or longer. D Question 26 1 pts What are your options if you are hit by a driver who is underinsured and the damage to your vehicle exceeds the other driver's insurance limits? You may sue the other driver in court for damages. You may make a claim against your own PAP coverage but this may increase your premium. O Unfortunately, you have no options. Either you may sue the other driver in court for damages or you may make a claim against your own PAP coverage but this may increase your premium