25-4. Requirements for HDC Status. Joseph Thomas stole two signed cashier's checks from a loan officer's desk at Chase Lincoln First Bank, N.A. Thomas wrote $200,000 as the amount of one check and $300,000 as the amount of the other, and made them payable to the order of his brother-in-law. Posing as his brother-in-law, Thomas presented the checks to the Tropicana Casino. A casino employee who contacted Chase was told that the $200,000 check was "good," that there were adequate funds to cover it, and that there was no stop-payment order on the $300,000 check. Thomas gambled away most of the money before Chase stopped payment on the checks. The owner of the Tropicana, Adamar of New Jersey, Inc., filed a suit in a New York state court against the bank to recover the $500,000. When the court denied Adamar's motion for summary judgment, Adamar appealed. Had Adamar taken the checks in good faith, as required for HDC status? Discuss. [Adamar of New Jersey, Inc. v. Chase Lincoln First Bank, N.A., 615 N.Y.S.2d 550 (1994)]