28. In case of honoring checks, a bank:

A. is liable to the customer for damages the customer suffers, if a bank fails to honor a check because of a mistake on its part.

B. has a liability to the holder of the check, whether the check is certified or notified.

C. is not under a duty to honor all checks drawn by its customers in presence of sufficient funds in the customers' accounts.

D. cannot charge the customer's account if it creates an overdraft.

29.When there are insufficient funds in a drawer's account, and a check is presented to be honored, the bank can:

A. honor the check and charge the customer on the next deposit.

B. return the check and charge a penalty.

C. hold the check and payment, even if the holder suffers a loss against the drawer.

D. charge a fee to the holder in due course and to the drawer.

30.Checks that are more than six months old are called:

A. postdated checks.

B. altered checks.

C. stale checks.

D. antedated checks.