28. When meamurin exposure to make the a value-at-risk method b. operating leverage measure e matching maturity method d. forward rate method 29. Interest paid on deposits and borrowed funds is called a. net interest expense. b. net interest margin. c. gross interest expense. d. net spread expense. account for its 30. A bank's ROE account for its financial leverage. A bank's ROA financial leverage. a. does; does b. does; does not c. does not; does not d. does not; does