28. Whey and why did the US banking system based on the idea of a central bank come into being? 29. What does FDIC stand for? What purpose does it serve? How does this insurance contribute to the stability of the economy> 30. Calculate and use the money supply multiplier: 1/reserve requirement 31. What is money supply? 32. Responsibilities of the Fed in creating and implementing monetary policy 33. Structure of the Federal Reserve System - Board of Governors, FOMC, District Banks, etc.