29) For which of the following institutions is the impact of long-term ESG factors on liabilities and assets the key ESG driver? O Life insurers O Sovereign wealth funds O Defined benefit pension schemes O General insurers ee Lies H... Single Choice 30) What is the primary ESG driver for a life insurance company? O Impact of long-term ESG factors on the liabilities and assets O Reputational risk O Fiduciary duty O Corporate ethics Single Choice 31) Which of the following is not a valid model adjustment that may be made based on ESG assessments? O Adjust the market return to be reflected in the models. O Adjust forecast profit and loss, balance sheet and cash flows for specific ESG items. O Adjust the cost of capital used in any DCF models. O Adjust valuation ratios.

29) For which of the following institutions is the impact of long-term ESG factors on liabilities and assets the key ESG driver? Life insurers Sovereign wealth funds Defined benefit pension schemes General insurers Single Choice 30) What is the primary ESG driver for a life insurance company? Impact of long-term ESG factors on the liabilities and assets Reputational risk Fiduciary duty Corporate ethics Single Choice 31) Which of the following is not a valid model adjustment that may be made based on ESG assessments? Adjust the market return to be reflected in the models. Adjust forecast profit and loss, balance sheet and cash flows for specific ESG items. Adjust the cost of capital used in any DCF models. Adjust valuation ratios