29-4. Annie is 50 years old and is very charitably inclined. She gives $15,000 each

year to various charitable organizations. Which of the following factors should Annie

consider from an income tax perspective when making charitable gifts each year?

A. Annie has no itemized deductions other

than her charitable gifts.

B. Annie has significantly appreciated

stock holdings.

C. Annie has an IRA and wants to take

advantage of QCD.

D. Annie has established a donor advised

Fund.