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2.Jacob has a detached garage that he uses as a shop. In the winter Jacob has alarge wood stove that he uses to provide heat

2.Jacob has a detached garage that he uses as a shop. In the winter Jacob has alarge wood stove that he uses to provide heat while he is working in the shop.One Saturday, Jacob fired up the wood stove and left the shop to heat up. Afterhe left, the flue pipe for the stove that went through the side of the garage for thestove's exhaust got overheated and caught the side of the garage on fire. Beforethe volunteer fire department could get there, the garage was mostly gone andwas declared a complete loss by the insurance adjuster. While Jacob has ahomeowner's policy, which section of his coverage will cover the loss of thegarage?Will he be provided funds for loss of use while the shop is being rebuilt?Why or why not?

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